Get a payday loan in Whitby, ON
Cash Hut
Rating: 3.3(13)Whitby Mall #53, 1615 Dundas Street East, Whitby, ON L1N 2L1, Whitby, ON, L1N 2L1
What you can do at Cash Hut
Payday loans here
Cash Hut offers short-term payday loans — cash advances repaid on your next payday.
Other services
- installment loans
- personal loans
- title loans
- cheque cashing
- wire transfers
- money orders
- prepaid cards
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Payday advance
- typically 300–600% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
Balanced
A middle ground — reasonable approval times with rates well below fast-cash lenders. Credit unions and dealer financing sit here: they weigh your full profile, so approval isn't instant, but the cost is fairer. Expect a solid rate in exchange for a bit more documentation.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 95%
Payday loans
Loan typeA licensed lender offering short-term, small-dollar cash advances repaid on the borrower's next payday — in-store, online, or funded by Interac e-Transfer.
Browse payday loans nearby - Very strong match · 95%
Payday lender
Lender typeA licensed short-term lender whose core product is small-dollar payday loans / cash advances (often with cheque-cashing).
Browse payday lender nearby - Browse payday loans · in-store payday nearbyVery strong match · 95%
Payday loans · In-store payday
Offers in-store paydaySpecialty - Very strong match · 90%
Installment loans
Loan typeAn alternative consumer lender offering installment loans repaid in fixed payments over months, typically to near- or subprime borrowers.
Browse installment loans nearby - Very strong match · 90%
Installment / alt lender
Lender typeAn alternative consumer lender offering personal or installment loans with fixed payments over time, typically to near- or subprime borrowers.
Browse installment / alt lender nearby - Very strong match · 90%
Cheque casher
Lender typeA financial-services storefront that cashes cheques and offers small short-term advances, often alongside payday lending.
Browse cheque casher nearby - Browse payday loans · cash advance nearbyVery strong match · 90%
Payday loans · Cash advance
Offers cash advanceSpecialty - Very strong match · 85%
Personal loans
Loan typeA bank, credit union, or alternative lender offering unsecured (or secured) personal loans for consolidation, emergencies, or a major purchase, repaid over time.
Browse personal loans nearby - Very strong match · 85%
Finance company
Lender typeA consumer or sales finance company offering installment loans, retail financing, or point-of-sale credit outside the banking system.
Browse finance company nearby - Browse installment loans · short-term installment nearbyVery strong match · 85%
Installment loans · Short-term installment
Offers short-term installmentSpecialty - Browse personal loans · unsecured personal nearbyStrong match · 80%
Personal loans · Unsecured personal
Offers unsecured personalSpecialty - Strong match · 75%
Title lender
Lender typeA lender whose core product is loans secured against a vehicle title the borrower owns and keeps driving.
Browse title lender nearby - Browse car title loans · car title nearbyStrong match · 75%
Car title loans · Car title
Offers car titleSpecialty - Strong match · 70%
Car title loans
Loan typeA lender that advances cash secured against a vehicle the borrower already owns, who keeps driving it while repaying.
Browse car title loans nearby
Frequently asked questions
Does Cash Hut buy gold?
Yes. Cash Hut in Whitby operates as payday lender, installment / alt lender, finance company, title lender and cheque casher, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Cash Hut handle?
Cash Hut works with cash advance, in-store payday, unsecured personal, short-term installment and car title. That's what sets it apart from other gold shops in Whitby.
Is Cash Hut reputable?
Cash Hut holds a 3.3-out-of-5 rating from 13 Google reviews, a useful gauge before you sell.
Is Cash Hut wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Cash Hut?
Cash Hut is located at Whitby Mall #53, 1615 Dundas Street East, Whitby, ON L1N 2L1 and reachable at (905) 571-0333.
What are the alternatives to Cash Hut for cash advance near Whitby?
The nearest comparable options that also handle cash advance are Pay2day (2.7 km), Cash 4 You (3.0 km) and Payday Loan Cash 4 Gold - Cash and Cell Mart (4.3 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Hut for in-store payday near Whitby?
The nearest comparable options that also handle in-store payday are Pay2day (2.7 km), Cash 4 You (3.0 km) and Payday Loan Cash 4 Gold - Cash and Cell Mart (4.3 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Hut for unsecured personal near Whitby?
The nearest comparable options that also handle unsecured personal are Pay2day (2.7 km), Cash 4 You (3.0 km) and Cash 4 You (5.5 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Hut for short-term installment near Whitby?
The nearest comparable options that also handle short-term installment are Cash 4 You (3.0 km), Cash 4 You (5.5 km) and Cash 4 You (9.1 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Hut for car title near Whitby?
The nearest comparable options that also handle car title are The Cash Store (14.5 km), Fast Access Finance (16.3 km) and Title Loans Online Toronto (35.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Hut for payday lender near Whitby?
The nearest comparable options that also handle payday lender are Pay2day (2.7 km), Cash 4 You (3.0 km) and Payday Loan Cash 4 Gold - Cash and Cell Mart (4.3 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- 10 a.m. – 6 p.m.
- Tuesday
- 10 a.m. – 6 p.m.
- Wednesday
- 10 a.m. – 6 p.m.
- Thursday
- 10 a.m. – 6 p.m.
- Friday
- 10 a.m. – 6 p.m.
- Saturday
- 10 a.m. – 4 p.m.
- Sunday
- Closed
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.