Get a payday loan in Oshawa, Ontario
Cash 4 You
Rating: 4.7(207)333 King St W Unit B, Oshawa, ON L1J 2J8, Oshawa, Ontario, L1J 2J8
What you can do at Cash 4 You
Payday loans here
Cash 4 You offers short-term payday loans — cash advances repaid on your next payday.
Other services
- Installment loans (6-84 months, up to $20,000)
- In-store lending
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Payday advance
- typically 300–600% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
Balanced
A middle ground — reasonable approval times with rates well below fast-cash lenders. Credit unions and dealer financing sit here: they weigh your full profile, so approval isn't instant, but the cost is fairer. Expect a solid rate in exchange for a bit more documentation.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 95%
Payday loans
Loan typeA licensed lender offering short-term, small-dollar cash advances repaid on the borrower's next payday — in-store, online, or funded by Interac e-Transfer.
Browse payday loans nearby - Very strong match · 95%
Installment loans
Loan typeAn alternative consumer lender offering installment loans repaid in fixed payments over months, typically to near- or subprime borrowers.
Browse installment loans nearby - Very strong match · 95%
Payday lender
Lender typeA licensed short-term lender whose core product is small-dollar payday loans / cash advances (often with cheque-cashing).
Browse payday lender nearby - Very strong match · 95%
Installment / alt lender
Lender typeAn alternative consumer lender offering personal or installment loans with fixed payments over time, typically to near- or subprime borrowers.
Browse installment / alt lender nearby - Very strong match · 95%
Finance company
Lender typeA consumer or sales finance company offering installment loans, retail financing, or point-of-sale credit outside the banking system.
Browse finance company nearby - Very strong match · 90%
Personal loans
Loan typeA bank, credit union, or alternative lender offering unsecured (or secured) personal loans for consolidation, emergencies, or a major purchase, repaid over time.
Browse personal loans nearby - Browse payday loans · cash advance nearbyVery strong match · 90%
Payday loans · Cash advance
Offers cash advanceSpecialty - Browse payday loans · e-transfer payday nearbyVery strong match · 90%
Payday loans · E-Transfer payday
Offers e-transfer paydaySpecialty - Browse personal loans · unsecured personal nearbyVery strong match · 90%
Personal loans · Unsecured personal
Offers unsecured personalSpecialty - Browse installment loans · short-term installment nearbyVery strong match · 90%
Installment loans · Short-term installment
Offers short-term installmentSpecialty - Browse payday loans · in-store payday nearbyVery strong match · 85%
Payday loans · In-store payday
Offers in-store paydaySpecialty - Browse personal loans · debt consolidation nearbyVery strong match · 85%
Personal loans · Debt consolidation
Offers debt consolidationSpecialty
Frequently asked questions
Does Cash 4 You buy gold?
Yes. Cash 4 You in Oshawa operates as payday lender, installment / alt lender and finance company, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Cash 4 You handle?
Cash 4 You works with cash advance, E-Transfer payday, in-store payday, unsecured personal, debt consolidation and short-term installment. That's what sets it apart from other gold shops in Oshawa.
What gold amountBands does Cash 4 You accept?
Valuations cover $1,000–$5,000, Under $1,000 and $5,000–$25,000. A higher karat is a larger share of pure gold, which raises the per-gram payout.
Is Cash 4 You reputable?
Cash 4 You holds a 4.7-out-of-5 rating from 207 Google reviews, a useful gauge before you sell.
Is Cash 4 You wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Cash 4 You?
Cash 4 You is located at 333 King St W Unit B, Oshawa, ON L1J 2J8 and reachable at (905) 728-9819.
What are the alternatives to Cash 4 You for cash advance near Oshawa?
The nearest comparable options that also handle cash advance are Pay2day (0.3 km), Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT (1.4 km) and Cash Hut (3.0 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash 4 You for E-Transfer payday near Oshawa?
The nearest comparable options that also handle E-Transfer payday are Pay2day (0.3 km), Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT (1.4 km) and The Cash Store (17.5 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash 4 You for in-store payday near Oshawa?
The nearest comparable options that also handle in-store payday are Pay2day (0.3 km), Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT (1.4 km) and Cash Hut (3.0 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash 4 You for unsecured personal near Oshawa?
The nearest comparable options that also handle unsecured personal are Pay2day (0.3 km), Cash Hut (3.0 km) and BMO Bank of Montreal (11.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash 4 You for debt consolidation near Oshawa?
The nearest comparable options that also handle debt consolidation are BMO Bank of Montreal (11.8 km), BMO Bank of Montreal (13.3 km) and Fairstone (16.6 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash 4 You for short-term installment near Oshawa?
The nearest comparable options that also handle short-term installment are Cash Hut (3.0 km), The Cash Store (17.5 km) and LendCare (18.3 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- 10 a.m. – 7 p.m.
- Tuesday
- 10 a.m. – 7 p.m.
- Wednesday
- 10 a.m. – 7 p.m.
- Thursday
- 10 a.m. – 7 p.m.
- Friday
- 10 a.m. – 7 p.m.
- Saturday
- 9 a.m. – 5 p.m.
- Sunday
- Closed
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.