Get a payday loan in Oshawa, Ontario
Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT
Rating: 4.8(219)129 King St E Unit 2, Oshawa, ON L1H 1C2, Oshawa, Ontario, L1H 1C2
What you can do at Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT
Payday loans here
Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT offers short-term payday loans — cash advances repaid on your next payday.
Other services
- cheque cashing
- cash for gold (outright purchase, not lending)
- money transfer services
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Payday advance
- typically 300–600% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 95%
Payday loans
Loan typeA licensed lender offering short-term, small-dollar cash advances repaid on the borrower's next payday — in-store, online, or funded by Interac e-Transfer.
Browse payday loans nearby - Very strong match · 95%
Payday lender
Lender typeA licensed short-term lender whose core product is small-dollar payday loans / cash advances (often with cheque-cashing).
Browse payday lender nearby - Very strong match · 90%
Cheque casher
Lender typeA financial-services storefront that cashes cheques and offers small short-term advances, often alongside payday lending.
Browse cheque casher nearby - Browse payday loans · cash advance nearbyVery strong match · 90%
Payday loans · Cash advance
Offers cash advanceSpecialty - Browse payday loans · in-store payday nearbyVery strong match · 90%
Payday loans · In-store payday
Offers in-store paydaySpecialty - Browse payday loans · e-transfer payday nearbyVery strong match · 85%
Payday loans · E-Transfer payday
Offers e-transfer paydaySpecialty - Strong match · 70%
Gold buyer
Lender typeA gold/precious-metal dealer that lends against or advances cash on gold, bullion, and jewellery brought in by the customer.
Browse gold buyer nearby
Frequently asked questions
Does Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT buy gold?
Yes. Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT in Oshawa operates as payday lender, gold buyer and cheque casher, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT handle?
Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT works with cash advance, E-Transfer payday and in-store payday. That's what sets it apart from other gold shops in Oshawa.
Is Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT reputable?
Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT holds a 4.8-out-of-5 rating from 219 Google reviews, a useful gauge before you sell.
Is Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT?
Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT is located at 129 King St E Unit 2, Oshawa, ON L1H 1C2 and reachable at (905) 436-0000.
What are the alternatives to Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT for cash advance near Oshawa?
The nearest comparable options that also handle cash advance are Cash 4 You (1.4 km), Pay2day (1.7 km) and Cash 4 You (3.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT for E-Transfer payday near Oshawa?
The nearest comparable options that also handle E-Transfer payday are Cash 4 You (1.4 km), Pay2day (1.7 km) and Cash 4 You (3.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT for in-store payday near Oshawa?
The nearest comparable options that also handle in-store payday are Cash 4 You (1.4 km), Pay2day (1.7 km) and Cash 4 You (3.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT for payday lender near Oshawa?
The nearest comparable options that also handle payday lender are Cash 4 You (1.4 km), Pay2day (1.7 km) and Cash 4 You (3.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT for gold buyer near Oshawa?
The nearest comparable options that also handle gold buyer are Payday Loan Cash 4 Gold - Cash and Cell Mart (8.8 km), GTA Gold Buyers (8.8 km) and Speedy Cash & Cell Mart (30.5 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Payday Loan , Cash for Gold - PAYDAY LOAN DIRECT for cheque casher near Oshawa?
The nearest comparable options that also handle cheque casher are Cash Hut (4.5 km), Payday Loan Cash 4 Gold - Cash and Cell Mart (8.8 km) and The Cash Store (18.9 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- 10 a.m. – 7 p.m.
- Tuesday
- 10 a.m. – 7 p.m.
- Wednesday
- 10 a.m. – 7 p.m.
- Thursday
- 10 a.m. – 7 p.m.
- Friday
- 10 a.m. – 7 p.m.
- Saturday
- 10 a.m. – 5 p.m.
- Sunday
- Closed
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.