Get a personal loan in Ajax, Ontario
BMO Bank of Montreal
Rating: 2.3(98)180 Kingston Rd E, Ajax, ON L1Z 0C7, Ajax, Ontario, L1Z 0C7
What you can do at BMO Bank of Montreal
Personal loans here
BMO Bank of Montreal offers personal loans — for consolidation, emergencies or a major purchase.
Home equity lending here
BMO Bank of Montreal offers home equity lines of credit and equity loans against your home.
Other services
- Personal loans
- Lines of credit
- Mortgages (purchase, renewal, refinance)
- Student lines of credit
- Business banking and loans
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Business loan
- typically 6–12% APR
- Mortgage
- typically 4–6% APR
Why this range
Lowest rate
Lowest rates from banks, A-lenders and mortgage brokers — priced for strong credit and full documentation. In return they may want income verification, a solid score, and a longer approval process. The model works because it lends large amounts at a thin spread to lower-risk borrowers.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 99%
Bank
Lender typeA chartered bank or bank branch that offers lending products (loans, lines of credit, mortgages) alongside deposit accounts.
Browse bank nearby - Very strong match · 98%
Mortgages
Loan typeA mortgage broker or lender arranging home financing — purchases, renewals, refinances, HELOCs, private/B-lender, or reverse mortgages.
Browse mortgages nearby - Very strong match · 95%
Personal loans
Loan typeA bank, credit union, or alternative lender offering unsecured (or secured) personal loans for consolidation, emergencies, or a major purchase, repaid over time.
Browse personal loans nearby - Very strong match · 95%
HELOC & home equity
Loan typeA lender or broker offering borrowing against home equity — a home equity line of credit (HELOC), an equity loan, or a second mortgage.
Browse heloc & home equity nearby - Browse personal loans · debt consolidation nearbyVery strong match · 95%
Personal loans · Debt consolidation
Offers debt consolidationSpecialty - Browse personal loans · personal line of credit nearbyVery strong match · 95%
Personal loans · Personal line of credit
Offers personal line of creditSpecialty - Browse heloc & home equity · personal line of credit nearbyVery strong match · 95%
HELOC & home equity · Personal line of credit
Offers personal line of creditSpecialty - Browse heloc & home equity · home equity loan nearbyVery strong match · 95%
HELOC & home equity · Home equity loan
Offers home equity loanSpecialty - Browse mortgages · purchase nearbyVery strong match · 95%
Mortgages · Purchase
Offers purchaseSpecialty - Browse mortgages · auto refinancing nearbyVery strong match · 95%
Mortgages · Auto refinancing
Offers auto refinancingSpecialty - Browse mortgages · renewal & switch nearbyVery strong match · 95%
Mortgages · Renewal & switch
Offers renewal & switchSpecialty - Browse personal loans · unsecured personal nearbyVery strong match · 90%
Personal loans · Unsecured personal
Offers unsecured personalSpecialty - Very strong match · 85%
Business loans
Loan typeA bank or alternative lender providing capital to businesses — term loans, lines of credit, merchant cash advances, or equipment financing.
Browse business loans nearby - Browse personal loans · secured personal nearbyVery strong match · 85%
Personal loans · Secured personal
Offers secured personalSpecialty
Frequently asked questions
Does BMO Bank of Montreal buy gold?
Yes. BMO Bank of Montreal in Ajax operates as bank, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does BMO Bank of Montreal handle?
BMO Bank of Montreal works with unsecured personal, secured personal, debt consolidation, personal line of credit, home equity loan, purchase, auto refinancing and renewal & switch. That's what sets it apart from other gold shops in Ajax.
What gold amountBands does BMO Bank of Montreal accept?
Valuations cover $1,000–$5,000 and $25,000+. A higher karat is a larger share of pure gold, which raises the per-gram payout.
Is BMO Bank of Montreal reputable?
BMO Bank of Montreal holds a 2.3-out-of-5 rating from 98 Google reviews, a useful gauge before you sell.
Is BMO Bank of Montreal wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact BMO Bank of Montreal?
BMO Bank of Montreal is located at 180 Kingston Rd E, Ajax, ON L1Z 0C7 and reachable at (905) 426-7098.
What are the alternatives to BMO Bank of Montreal for unsecured personal near Ajax?
The nearest comparable options that also handle unsecured personal are Cash 4 You (0.4 km), Fairstone (4.8 km) and The Cash Store (5.7 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to BMO Bank of Montreal for secured personal near Ajax?
The nearest comparable options that also handle secured personal are Fairstone (4.8 km), The Cash Store (5.7 km) and Fairstone (42.6 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to BMO Bank of Montreal for debt consolidation near Ajax?
The nearest comparable options that also handle debt consolidation are Cash 4 You (0.4 km), Fairstone (4.8 km) and Cash 4 You (11.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to BMO Bank of Montreal for personal line of credit near Ajax?
The nearest comparable options that also handle personal line of credit are The Cash Store (5.7 km), Chartered Finance (25.3 km) and Advance Mortgages (27.4 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to BMO Bank of Montreal for home equity loan near Ajax?
The nearest comparable options that also handle home equity loan are Fairstone (4.8 km), Advance Mortgages (27.4 km) and Oppono Lending Company (28.1 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to BMO Bank of Montreal for purchase near Ajax?
The nearest comparable options that also handle purchase are Dion Beg - Kanga Mortgage (6.7 km), Fast Access Finance (7.6 km) and Chartered Finance (25.3 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- 9 a.m. – 5 p.m.
- Tuesday
- 9 a.m. – 5 p.m.
- Wednesday
- 9 a.m. – 5 p.m.
- Thursday
- 9 a.m. – 6 p.m.
- Friday
- 9 a.m. – 6 p.m.
- Saturday
- 9 a.m. – 4 p.m.
- Sunday
- Closed
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.