Same-day, short-term personal loans

Debt consolidation lenders across Canada cover searches like “debt consolidation loan near me” and “consolidate debt near me.” Whether you want to get a personal loan, explore unsecured personal, or explore secured personal, every listing here is a real, reviewed local business.

10 listings

All personal loans Unsecured personal Secured personal Debt consolidation Guarantor / cosigner Personal line of credit

Filters2

Priority:Fast approval Balanced Lowest rate

Lender typeBank Credit union Installment / alt lender Private lender Finance company

By credit situationBad credit No credit Fair credit Good credit Consumer proposal Bankruptcy Discharged bankruptcy Newcomer to Canada In collections First-time borrower

By application typeIBV No credit check No refusal

By speed & availability24/7 Instant Same-day Weekend Evening

By income sourceDisability EI Child tax Pension Social assistance Self-employed Unemployed Student ODSP AISH WSIB / workers' comp Maternity / parental leave Gig / part-time Fixed income

By amount$100 $300 $500 $1,000 $1,500 $2,500 $5,000 $10,000 $15,000 $25,000 $50,000 $100,000 $250,000 $500,000+

By purposeConsolidation Emergency Car repair Rent Medical Home reno Dental Wedding Moving Funeral Vet / pet Appliance Furniture Tax / CRA debt

By termWeekly Bi-weekly Short-term 3 months 6 months 12 months 24 months 60 months 72 months Long-term Open / revolving

Browse by province

Quebec4 Ontario3 Alberta2 British Columbia1

Spring Financial
4.6
555 Burrard St #600, Vancouver, BC V7X 1M8, Vancouver
Offers unsecured personal Offers debt consolidation
Offers:E-Transfer Same-day funding Online In-store
Loan amount:Under $1,000 $25,000+$5,000–$25,000 $1,000–$5,000
Directions Website View details
SkyCap Financial
4.6
1020 Bayridge Dr Ste 104, Kingston, ON K7P 2S2, Kingston
Offers unsecured personal Offers debt consolidation Offers personal line of credit
Offers:Online
Loan amount:Under $1,000 $25,000+$1,000–$5,000
Directions Call Website View details
Cash Depot
4.5
6000 Chem. de la Côte-des-Neiges bureau 250-F, Montreal, Quebec H3S 1Z8, Montreal
Offers unsecured personal Offers debt consolidation
Offers:E-Transfer No credit check Online
Loan amount:Under $1,000 $1,000–$5,000
Directions Call Website View details
PSPXpress
3.6
2625 Bd des Entreprises, Terrebonne, Quebec J6X 4J9, Terrebonne
Offers unsecured personal Offers debt consolidation
Offers:Same-day funding No credit check Online
Loan amount:Under $1,000
Directions Call Website View details
PRÊTS RELAIS CAPITAL INC.
2.7
652 Wilfrid-Hamel Blvd, Québec City, Quebec G1M 2P8, Québec City
Offers secured personal Offers debt consolidation
Offers:Online Secured
Directions Call Website View details
BHM Financial Group — Bad Credit Loan Providing Company
2.1
1090 Av. Pratt, Outremont, Quebec H2V 2V2, Outremont
Offers unsecured personal Offers secured personal Offers debt consolidation
Offers:Same-day funding Online Secured
Loan amount:$25,000+Under $1,000
Directions Call Website View details
BHM Financial Group
1.0
2197 Riverside Dr., Ottawa, ON K1H 7X3, Ottawa
Offers unsecured personal Offers secured personal Offers debt consolidation
Offers:Same-day funding Online Secured
Loan amount:$25,000+Under $1,000
Directions Call Website View details
CashGo
229 Yonge St #400, Toronto, ON M5B 1N9, Toronto
Offers unsecured personal Offers debt consolidation
Offers:Same-day funding Online
Loan amount:Under $1,000 $1,000–$5,000
Directions Call Website View details
BHM Financial Group
8706 Franklin Ave, Fort McMurray, AB T9H 2J6, Fort McMurray
Offers unsecured personal Offers secured personal Offers debt consolidation
Offers:Same-day funding Online Secured
Loan amount:$25,000+Under $1,000
Directions Call Website View details
BHM Financial Group
101 Signal Rd, Fort McMurray, AB T9H 4N6, Fort McMurray
Offers unsecured personal Offers secured personal Offers debt consolidation
Offers:Same-day funding Online Secured
Loan amount:$25,000+Under $1,000
Directions Call Website View details