Get an installment loan in Vancouver, British Columbia
Spring Financial
Rating: 4.6(9360)555 Burrard St #600, Vancouver, BC V7X 1M8, Vancouver, British Columbia, V7X 1M8
What you can do at Spring Financial
Personal loans here
Spring Financial offers personal loans — for consolidation, emergencies or a major purchase.
Mortgages here
Spring Financial arranges mortgages — purchases, renewals, refinances and private options.
Other services
- Personal loans ($500–$35,000)
- Credit-building loans (The Foundation)
- Private vehicle sales financing (up to $75,000)
- Powersports vehicle financing (up to $75,000)
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Auto financing
- typically 7–30% APR
- Mortgage
- typically 6–13% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
Balanced
A middle ground — reasonable approval times with rates well below fast-cash lenders. Credit unions and dealer financing sit here: they weigh your full profile, so approval isn't instant, but the cost is fairer. Expect a solid rate in exchange for a bit more documentation.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 95%
Personal loans
Loan typeA bank, credit union, or alternative lender offering unsecured (or secured) personal loans for consolidation, emergencies, or a major purchase, repaid over time.
Browse personal loans nearby - Very strong match · 95%
Installment / alt lender
Lender typeAn alternative consumer lender offering personal or installment loans with fixed payments over time, typically to near- or subprime borrowers.
Browse installment / alt lender nearby - Browse personal loans · unsecured personal nearbyVery strong match · 95%
Personal loans · Unsecured personal
Offers unsecured personalSpecialty - Browse personal loans · debt consolidation nearbyVery strong match · 95%
Personal loans · Debt consolidation
Offers debt consolidationSpecialty - Browse car loans · used car financing nearbyVery strong match · 95%
Car loans · Used car financing
Offers used car financingSpecialty - Very strong match · 92%
Car loans
Loan typeA dealership, bank, or specialist auto lender that finances the purchase of a car or truck — new, used, refinancing, or subprime/credit-rebuilding.
Browse car loans nearby - Very strong match · 92%
Powersports loans
Loan typeA dealership or specialist lender that finances recreational vehicles — motorcycles, ATVs, snowmobiles, and dirt bikes — new or used.
Browse powersports loans nearby - Very strong match · 90%
Installment loans
Loan typeAn alternative consumer lender offering installment loans repaid in fixed payments over months, typically to near- or subprime borrowers.
Browse installment loans nearby - Browse powersports loans · motorcycle nearbyVery strong match · 90%
Powersports loans · Motorcycle
Offers motorcycleSpecialtyComparable lenders nearby
View all - Browse powersports loans · atv nearbyVery strong match · 90%
Powersports loans · ATV
Offers atvSpecialty - Browse powersports loans · snowmobile nearbyVery strong match · 90%
Powersports loans · Snowmobile
Offers snowmobileSpecialty - Browse powersports loans · dirt bike nearbyVery strong match · 90%
Powersports loans · Dirt bike
Offers dirt bikeSpecialty - Very strong match · 85%
Finance company
Lender typeA consumer or sales finance company offering installment loans, retail financing, or point-of-sale credit outside the banking system.
Browse finance company nearby - Browse installment loans · short-term installment nearbyVery strong match · 85%
Installment loans · Short-term installment
Offers short-term installmentSpecialty - Browse mortgages · auto refinancing nearbyStrong match · 75%
Mortgages · Auto refinancing
Offers auto refinancingSpecialty - Likely match · 65%
Mortgages
Loan typeA mortgage broker or lender arranging home financing — purchases, renewals, refinances, HELOCs, private/B-lender, or reverse mortgages.
Browse mortgages nearby
Frequently asked questions
Does Spring Financial buy gold?
Yes. Spring Financial in Vancouver operates as installment / alt lender and finance company, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Spring Financial handle?
Spring Financial works with unsecured personal, debt consolidation, short-term installment, used car financing, auto refinancing, motorcycle, ATV, snowmobile and dirt bike. That's what sets it apart from other gold shops in Vancouver.
What gold amountBands does Spring Financial accept?
Valuations cover Under $1,000, $25,000+, $5,000–$25,000 and $1,000–$5,000. A higher karat is a larger share of pure gold, which raises the per-gram payout.
Is Spring Financial reputable?
Spring Financial holds a 4.6-out-of-5 rating from 9360 Google reviews, a useful gauge before you sell.
How do I contact Spring Financial?
Spring Financial is located at 555 Burrard St #600, Vancouver, BC V7X 1M8.
What are the alternatives to Spring Financial for unsecured personal near Vancouver?
The nearest comparable options that also handle unsecured personal are Progressa (0.1 km), Beem Credit Union (0.2 km) and Credito (0.3 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Spring Financial for debt consolidation near Vancouver?
The nearest comparable options that also handle debt consolidation are Progressa (0.1 km), Beem Credit Union (0.2 km) and Progressa (0.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Spring Financial for short-term installment near Vancouver?
The nearest comparable options that also handle short-term installment are Teka Loan (0.1 km), Credito (0.3 km) and Adwell Financial (9.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Spring Financial for used car financing near Vancouver?
The nearest comparable options that also handle used car financing are Credit Now - Car Loans and Leasing (25.1 km), Vancouver Auto Credit (37.2 km) and Think Money Finance (59.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Spring Financial for auto refinancing near Vancouver?
The nearest comparable options that also handle auto refinancing are Faisal Vallani - Senior Mortgage Specialist (0.2 km), InstaFund (0.3 km) and Sabeena Bubber - Mortgage Broker (3.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Spring Financial for motorcycle near Vancouver?
The nearest comparable options that also handle motorcycle are Buy Direct Loans and Leasing (275.3 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- 6 a.m. – 6 p.m.
- Tuesday
- 6 a.m. – 6 p.m.
- Wednesday
- 6 a.m. – 6 p.m.
- Thursday
- 6 a.m. – 6 p.m.
- Friday
- 6 a.m. – 6 p.m.
- Saturday
- 6 a.m. – 6 p.m.
- Sunday
- 6 a.m. – 6 p.m.
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.