Prêts par province

Ontario has the largest lending market in the country, from the big banks downtown to payday storefronts and auto and mortgage brokers in every city.

Quebec caps the cost of credit tightly under the OPC, so payday lending looks different here than in the rest of Canada, with credit unions and caisses playing a big role.

British Columbia has some of the strongest borrower protections in Canada through Consumer Protection BC, with lenders across the Lower Mainland, the Island and the Interior.

Alberta capped payday borrowing costs among the lowest in Canada. Lenders of every type operate from Calgary and Edmonton out to the smaller cities.

Manitoba's Consumer Protection Office runs some of the tightest payday rules in the country, with lenders concentrated in Winnipeg and Brandon.

Saskatchewan licenses payday lenders through the FCAA, with lending options from the major banks to auto and installment lenders across the province.

Nova Scotia's payday rates are set by the province's Utility and Review Board, with lenders across Halifax and the smaller towns.

New Brunswick regulates consumer lending through the FCNB, with lenders in Fredericton, Moncton and Saint John.

Prince Edward Island oversees consumer lending through Consumer Services, with providers concentrated in Charlottetown and Summerside.

Newfoundland and Labrador sets payday rates through the Public Utilities Board, with lenders centred on St. John's and the larger towns.

Consumer lending in Yukon is overseen by territorial Consumer Services, centred on Whitehorse.

Consumer lending in the Northwest Territories is overseen by Consumer Affairs, with Yellowknife as the main hub.

Consumer lending in Nunavut is overseen by Consumer Affairs, with Iqaluit as the territorial capital and main hub.