NL · Lender list in progress
Loans in Newfoundland and Labrador
Find local lenders for every loan type across Newfoundland and Labrador.
- Regulated by
- Service NL (Consumer Affairs), with payday rates set by the Public Utilities Board.
- Age of majority
- 19+
- Where
- Lenders operate from storefronts, branches and dealerships across the province.
- Free help 24/7
- 1-888-527-8999
Loan types in Newfoundland and Labrador
Pick the loan you need to see lenders across Newfoundland and Labrador, city by city.
Payday
Small, short-term cash advances repaid on your next payday. Fast to arrange, with strict provincial rules on fees.
Payday loansPersonal
Unsecured personal loans for consolidation, emergencies and big purchases, from banks, credit unions and alternative lenders.
Personal loansInstallment
Fixed-payment loans repaid over months instead of a single payday, from alternative consumer lenders.
Installment loansCar
Financing for new and used cars, trucks and SUVs, from dealerships, banks and specialist auto lenders.
Car loansPowersports
Financing for motorcycles, ATVs, snowmobiles and dirt bikes, from dealerships and specialist powersports lenders near you.
Powersports financingMarine
Boat and personal-watercraft financing from marine dealers and lenders, for new and used purchases.
Boat & marine financingRV
Motorhome, travel-trailer, fifth-wheel and camper financing from RV dealers and lenders across Canada.
RV & trailer financingFarm equipment
Financing and leasing for tractors, combines, harvesters and implements, from dealers and ag equipment-finance lenders.
Farm equipment financingFleet
Work-truck, cargo-van and fleet financing for businesses, from commercial dealers and equipment-finance lenders.
Commercial & fleet financingTitle
Borrow against a vehicle you already own and keep driving it, from car title and auto-equity lenders near you.
Car title loansAsset-backed
Cash secured against gold, jewellery, watches, coins or electronics, from pawnshops and gold buyers near you.
Asset-backed & pawn loansHELOC
Borrow against your home equity with a line of credit or equity loan, from lenders and brokers across Canada.
HELOC & home equityBusiness
Working capital, equipment financing and lines of credit for small and growing businesses.
Business loansMortgages
Home purchase, refinance and renewal lending from banks, credit unions and mortgage brokers.
MortgagesLenders by city in Newfoundland and Labrador
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Every lender in Newfoundland and Labrador
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About lenders in Newfoundland and Labrador
Newfoundland and Labrador sets payday rates through the Public Utilities Board, with lenders centred on St. John's and the larger towns. If you're trying to find a lender near you, here's how borrowing works in this province, who regulates it, and where you'll actually find lenders.
Who regulates lending in Newfoundland and Labrador
Lending in Newfoundland and Labrador is overseen under Service NL. Rules cover licensing, interest and the maximum cost of borrowing. Want more detail on how loans work? See how loans work.
Borrowing responsibly
You must be 19 to borrow in Newfoundland and Labrador. Know the full cost of borrowing before you sign, and only borrow what you can repay. If debt is becoming hard to manage, free and confidential help is available. You'll find tools and contacts on our borrow responsibly.