Get a personal loan in Québec City, Quebec
Crédit Transit | Financement prêt privée Québec
Rating: 4.5(35)2035 Rue du Haut-Bord, Québec, QC G1N 4R7, Québec City, Quebec, G1N 4R7
What you can do at Crédit Transit | Financement prêt privée Québec
Personal loans here
Crédit Transit | Financement prêt privée Québec offers personal loans — for consolidation, emergencies or a major purchase.
Business financing here
Crédit Transit | Financement prêt privée Québec offers business financing — term loans, lines of credit and working capital.
Mortgages here
Crédit Transit | Financement prêt privée Québec arranges mortgages — purchases, renewals, refinances and private options.
Other services
- Personal loans secured by real estate assets
- Business term loans secured by commercial property and equipment
- Lines of credit (personal and business)
- Working capital financing
- Invoice factoring (accounts receivable)
- Construction and renovation financing
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Business loan
- typically 9–45% APR
- Mortgage
- typically 6–13% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
Balanced
A middle ground — reasonable approval times with rates well below fast-cash lenders. Credit unions and dealer financing sit here: they weigh your full profile, so approval isn't instant, but the cost is fairer. Expect a solid rate in exchange for a bit more documentation.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 95%
Mortgages
Loan typeA mortgage broker or lender arranging home financing — purchases, renewals, refinances, HELOCs, private/B-lender, or reverse mortgages.
Browse mortgages nearby - Very strong match · 95%
Private lender
Lender typeA private individual or MIC (mortgage investment corporation) that funds loans or mortgages from its own capital, often for borrowers banks decline.
Browse private lender nearby - Browse mortgages · private & b-lender nearbyVery strong match · 95%
Mortgages · Private & B-lender
Offers private & b-lenderSpecialty - Very strong match · 90%
Business loans
Loan typeA bank or alternative lender providing capital to businesses — term loans, lines of credit, merchant cash advances, or equipment financing.
Browse business loans nearby - Browse personal loans · secured personal nearbyVery strong match · 90%
Personal loans · Secured personal
Offers secured personalSpecialty - Browse personal loans · debt consolidation nearbyVery strong match · 90%
Personal loans · Debt consolidation
Offers debt consolidationSpecialty - Browse heloc & home equity · second mortgage nearbyVery strong match · 90%
HELOC & home equity · Second mortgage
Offers second mortgageSpecialty - Very strong match · 85%
Personal loans
Loan typeA bank, credit union, or alternative lender offering unsecured (or secured) personal loans for consolidation, emergencies, or a major purchase, repaid over time.
Browse personal loans nearby - Browse personal loans · personal line of credit nearbyVery strong match · 85%
Personal loans · Personal line of credit
Offers personal line of creditSpecialtyComparable lenders nearby
View all- Centre de services Desjardins Notre-Dame-du-CheminQuébec City3.9 km away3.8
- Centre de services Desjardins LebourgneufQuébec City4.0 km away2.3
- Guichet Desjardins - Centre de services automatisés de Saint-RodrigueQuébec City5.0 km away2.9
- Centre de services Desjardins Saint-RochQuébec City5.0 km away3.3
- Browse heloc & home equity · personal line of credit nearbyVery strong match · 85%
HELOC & home equity · Personal line of credit
Offers personal line of creditSpecialtyComparable lenders nearby
View all- Centre de services Desjardins Notre-Dame-du-CheminQuébec City3.9 km away3.8
- Centre de services Desjardins LebourgneufQuébec City4.0 km away2.3
- Guichet Desjardins - Centre de services automatisés de Saint-RodrigueQuébec City5.0 km away2.9
- Centre de services Desjardins Saint-RochQuébec City5.0 km away3.3
- Browse business loans · term loans nearbyVery strong match · 85%
Business loans · Term loans
Offers term loansSpecialtyComparable lenders nearby
View all - Browse business loans · equipment financing nearbyVery strong match · 85%
Business loans · Equipment financing
Offers equipment financingSpecialty - Browse business loans · invoice factoring nearbyVery strong match · 85%
Business loans · Invoice factoring
Offers invoice factoringSpecialty - Strong match · 80%
HELOC & home equity
Loan typeA lender or broker offering borrowing against home equity — a home equity line of credit (HELOC), an equity loan, or a second mortgage.
Browse heloc & home equity nearby - Strong match · 80%
Equipment finance
Lender typeA lender or lessor specializing in financing business and agricultural equipment — via loans or leases.
Browse equipment finance nearby - Strong match · 80%
Factoring company
Lender typeA company that advances cash to a business against its unpaid invoices (accounts-receivable / invoice factoring).
Browse factoring company nearby - Browse heloc & home equity · home equity loan nearbyStrong match · 80%
HELOC & home equity · Home equity loan
Offers home equity loanSpecialty - Browse mortgages · auto refinancing nearbyStrong match · 80%
Mortgages · Auto refinancing
Offers auto refinancingSpecialty - Browse mortgages · commercial mortgage nearbyStrong match · 80%
Mortgages · Commercial mortgage
Offers commercial mortgageSpecialty - Browse mortgages · construction & self-build nearbyStrong match · 80%
Mortgages · Construction & self-build
Offers construction & self-buildSpecialty - Strong match · 75%
B-lender
Lender typeAn alternative (B) lender offering mortgages and loans to borrowers who don't meet prime bank criteria, at higher rates.
Browse b-lender nearby
Frequently asked questions
Does Crédit Transit | Financement prêt privée Québec buy gold?
Yes. Crédit Transit | Financement prêt privée Québec in Québec City operates as private lender, B-lender, equipment finance and factoring company, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Crédit Transit | Financement prêt privée Québec handle?
Crédit Transit | Financement prêt privée Québec works with secured personal, debt consolidation, personal line of credit, home equity loan, second mortgage, term loans, equipment financing, invoice factoring, auto refinancing, private & B-lender, commercial mortgage and construction & self-build. That's what sets it apart from other gold shops in Québec City.
Is Crédit Transit | Financement prêt privée Québec reputable?
Crédit Transit | Financement prêt privée Québec holds a 4.5-out-of-5 rating from 35 Google reviews, a useful gauge before you sell.
Is Crédit Transit | Financement prêt privée Québec wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Crédit Transit | Financement prêt privée Québec?
Crédit Transit | Financement prêt privée Québec is located at 2035 Rue du Haut-Bord, Québec, QC G1N 4R7 and reachable at (418) 914-0777.
What are the alternatives to Crédit Transit | Financement prêt privée Québec for secured personal near Québec City?
The nearest comparable options that also handle secured personal are PRÊTS RELAIS CAPITAL INC. (2.5 km), Fina Capitale | Prêts Personnels (2.8 km) and Fina Capitale | Personal Loans (222.7 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Crédit Transit | Financement prêt privée Québec for debt consolidation near Québec City?
The nearest comparable options that also handle debt consolidation are PRÊTS RELAIS CAPITAL INC. (2.5 km), Fina Capitale | Prêts Personnels (2.8 km) and Qualité Prêt Inc (186.1 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Crédit Transit | Financement prêt privée Québec for personal line of credit near Québec City?
The nearest comparable options that also handle personal line of credit are Centre de services Desjardins Notre-Dame-du-Chemin (3.9 km), Centre de services Desjardins Lebourgneuf (4.0 km) and Guichet Desjardins - Centre de services automatisés de Saint-Rodrigue (5.0 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Crédit Transit | Financement prêt privée Québec for home equity loan near Québec City?
The nearest comparable options that also handle home equity loan are Qualité Prêt Inc (186.1 km), Fairstone (228.0 km) and Best mortgage lenders in Montreal (229.8 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Crédit Transit | Financement prêt privée Québec for second mortgage near Québec City?
The nearest comparable options that also handle second mortgage are Best mortgage lenders in Montreal (229.8 km), BHM Financial Group — Bad Credit Loan Providing Company (230.5 km) and Cash Loans Canada Inc (234.6 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Crédit Transit | Financement prêt privée Québec for term loans near Québec City?
The nearest comparable options that also handle term loans are PRÊTS RELAIS CAPITAL INC. (2.5 km), Centre de services Desjardins Notre-Dame-du-Chemin (3.9 km) and Centre de services Desjardins Lebourgneuf (4.0 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- 8 a.m. – 6 p.m.
- Tuesday
- 8 a.m. – 6 p.m.
- Wednesday
- 8 a.m. – 6 p.m.
- Thursday
- 8 a.m. – 6 p.m.
- Friday
- 8 a.m. – 6 p.m.
- Saturday
- 9 a.m. – 12 p.m.
- Sunday
- Closed
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.