Finance your business in Montreal, Quebec
MicroCapital
Rating: 5.01235 R. Notre Dame O Unit 174, Montreal, Quebec H3C 6S3, Montreal, Quebec, H3C 6S3
What you can do at MicroCapital
Business financing here
MicroCapital offers business financing — term loans, lines of credit and working capital.
Other services
- business term loans
- business lines of credit
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Business loan
- typically 9–45% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
Balanced
A middle ground — reasonable approval times with rates well below fast-cash lenders. Credit unions and dealer financing sit here: they weigh your full profile, so approval isn't instant, but the cost is fairer. Expect a solid rate in exchange for a bit more documentation.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 95%
Business loans
Loan typeA bank or alternative lender providing capital to businesses — term loans, lines of credit, merchant cash advances, or equipment financing.
Browse business loans nearby - Browse business loans · term loans nearbyVery strong match · 95%
Business loans · Term loans
Offers term loansSpecialty - Browse business loans · personal line of credit nearbyVery strong match · 95%
Business loans · Personal line of credit
Offers personal line of creditSpecialty - Very strong match · 90%
Merchant cash advance
Lender typeA provider that advances a lump sum to a business repaid from a share of its future card/sales revenue.
Browse merchant cash advance nearby - Browse business loans · merchant cash advance nearbyVery strong match · 90%
Business loans · Merchant cash advance
Offers merchant cash advanceSpecialty - Very strong match · 85%
Equipment finance
Lender typeA lender or lessor specializing in financing business and agricultural equipment — via loans or leases.
Browse equipment finance nearby - Browse business loans · equipment financing nearbyVery strong match · 85%
Business loans · Equipment financing
Offers equipment financingSpecialty
Frequently asked questions
Does MicroCapital buy gold?
Yes. MicroCapital in Montreal operates as equipment finance and merchant cash advance, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does MicroCapital handle?
MicroCapital works with term loans, personal line of credit, merchant cash advance and equipment financing. That's what sets it apart from other gold shops in Montreal.
Is MicroCapital wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact MicroCapital?
MicroCapital is located at 1235 R. Notre Dame O Unit 174, Montreal, Quebec H3C 6S3.
What are the alternatives to MicroCapital for term loans near Montreal?
The nearest comparable options that also handle term loans are Journey Capital (0.7 km), CMCA Capital Canadian Merchant Cash Advance. (1.0 km) and NEXT Fund (1.0 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to MicroCapital for personal line of credit near Montreal?
The nearest comparable options that also handle personal line of credit are Journey Capital (0.7 km), nesto mortgages-hypothèques (0.8 km) and Fairstone (0.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to MicroCapital for merchant cash advance near Montreal?
The nearest comparable options that also handle merchant cash advance are Journey Capital (0.7 km), CMCA Capital Canadian Merchant Cash Advance. (1.0 km) and NEXT Fund (1.0 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to MicroCapital for equipment financing near Montreal?
The nearest comparable options that also handle equipment financing are NEXT Fund (1.0 km), BHM Financial Group — Bad Credit Loan Providing Company (5.5 km) and Cash Loans Canada Inc (8.1 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to MicroCapital for equipment finance near Montreal?
The nearest comparable options that also handle equipment finance are NEXT Fund (1.0 km), BHM Financial Group — Bad Credit Loan Providing Company (5.5 km) and Cash Loans Canada Inc (8.1 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to MicroCapital for merchant cash advance near Montreal?
The nearest comparable options that also handle merchant cash advance are Journey Capital (0.7 km), CMCA Capital Canadian Merchant Cash Advance. (1.0 km) and NEXT Fund (1.0 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- Not available
- Tuesday
- Not available
- Wednesday
- 12 a.m. – 12 a.m.
- Thursday
- Not available
- Friday
- Not available
- Saturday
- Not available
- Sunday
- Not available
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.