Get a mortgage in Waterloo, Ontario
Josh Helgerman, Mortgage Agent
Rating: 5.014 Erb St. W, Waterloo, ON N2L 1S7, Waterloo, Ontario, N2L 1S7
What you can do at Josh Helgerman, Mortgage Agent
Mortgages here
Josh Helgerman, Mortgage Agent arranges mortgages — purchases, renewals, refinances and private options.
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Mortgage
- typically 4–6% APR
Why this range
Lowest rate
Lowest rates from banks, A-lenders and mortgage brokers — priced for strong credit and full documentation. In return they may want income verification, a solid score, and a longer approval process. The model works because it lends large amounts at a thin spread to lower-risk borrowers.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 98%
Mortgage broker
Lender typeA licensed mortgage broker or agent that shops multiple lenders to arrange a mortgage for the borrower.
Browse mortgage broker nearby - Very strong match · 95%
Mortgages
Loan typeA mortgage broker or lender arranging home financing — purchases, renewals, refinances, HELOCs, private/B-lender, or reverse mortgages.
Browse mortgages nearby - Browse mortgages · auto refinancing nearbyVery strong match · 95%
Mortgages · Auto refinancing
Offers auto refinancingSpecialty - Browse mortgages · renewal & switch nearbyVery strong match · 95%
Mortgages · Renewal & switch
Offers renewal & switchSpecialty - Browse mortgages · purchase nearbyVery strong match · 90%
Mortgages · Purchase
Offers purchaseSpecialty
Frequently asked questions
Does Josh Helgerman, Mortgage Agent buy gold?
Yes. Josh Helgerman, Mortgage Agent in Waterloo operates as mortgage broker, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Josh Helgerman, Mortgage Agent handle?
Josh Helgerman, Mortgage Agent works with purchase, auto refinancing and renewal & switch. That's what sets it apart from other gold shops in Waterloo.
Is Josh Helgerman, Mortgage Agent wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Josh Helgerman, Mortgage Agent?
Josh Helgerman, Mortgage Agent is located at 14 Erb St. W, Waterloo, ON N2L 1S7 and reachable at (519) 616-3915.
What are the alternatives to Josh Helgerman, Mortgage Agent for purchase near Waterloo?
The nearest comparable options that also handle purchase are BMO Bank of Montreal (0.1 km), Ardent Mortgages Inc. (0.2 km) and Bryce Fleming - Mortgage Intelligence (0.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Josh Helgerman, Mortgage Agent for auto refinancing near Waterloo?
The nearest comparable options that also handle auto refinancing are BMO Bank of Montreal (0.1 km), Fairstone (0.2 km) and Ardent Mortgages Inc. (0.2 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Josh Helgerman, Mortgage Agent for renewal & switch near Waterloo?
The nearest comparable options that also handle renewal & switch are BMO Bank of Montreal (0.1 km), BMO Bank of Montreal (2.7 km) and Altrua Financial (3.7 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Josh Helgerman, Mortgage Agent for mortgage broker near Waterloo?
The nearest comparable options that also handle mortgage broker are Ardent Mortgages Inc. (0.2 km), Bryce Fleming - Mortgage Intelligence (0.9 km) and Dominion Lending Centres - Tracy Valko and Valko Financial Ltd FSRA #13717 (1.7 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Josh Helgerman, Mortgage Agent for gold near Waterloo?
The nearest comparable options that also handle gold are BMO Bank of Montreal (0.1 km), Fairstone (0.2 km) and Ardent Mortgages Inc. (0.2 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- Not available
- Tuesday
- Not available
- Wednesday
- Not available
- Thursday
- 12 a.m. – 12 a.m.
- Friday
- Not available
- Saturday
- Not available
- Sunday
- Not available
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.