Get a payday loan in Toronto, Ontario
Focus Financial Inc.
Rating: 4.41 Yonge St #1801, Toronto, ON M5E 1E5, Toronto, Ontario, M5E 1E5
What you can do at Focus Financial Inc.
Payday loans here
Focus Financial Inc. offers short-term payday loans — cash advances repaid on your next payday.
Other services
- Short-term cash advances
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Payday advance
- typically 300–600% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 99%
Payday lender
Lender typeA licensed short-term lender whose core product is small-dollar payday loans / cash advances (often with cheque-cashing).
Browse payday lender nearby - Very strong match · 98%
Payday loans
Loan typeA licensed lender offering short-term, small-dollar cash advances repaid on the borrower's next payday — in-store, online, or funded by Interac e-Transfer.
Browse payday loans nearby - Browse payday loans · e-transfer payday nearbyVery strong match · 98%
Payday loans · E-Transfer payday
Offers e-transfer paydaySpecialty - Browse payday loans · cash advance nearbyVery strong match · 95%
Payday loans · Cash advance
Offers cash advanceSpecialty
Frequently asked questions
Does Focus Financial Inc. buy gold?
Yes. Focus Financial Inc. in Toronto operates as payday lender, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Focus Financial Inc. handle?
Focus Financial Inc. works with cash advance and E-Transfer payday. That's what sets it apart from other gold shops in Toronto.
What gold amountBands does Focus Financial Inc. accept?
Valuations cover Under $1,000 and $1,000–$5,000. A higher karat is a larger share of pure gold, which raises the per-gram payout.
How do I contact Focus Financial Inc.?
Focus Financial Inc. is located at 1 Yonge St #1801, Toronto, ON M5E 1E5 and reachable at (416) 477-2437.
What are the alternatives to Focus Financial Inc. for cash advance near Toronto?
The nearest comparable options that also handle cash advance are Loan Me It Financial (0.9 km), Appletreecash inc (2.6 km) and Pay2day (2.7 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Focus Financial Inc. for E-Transfer payday near Toronto?
The nearest comparable options that also handle E-Transfer payday are Loan Me It Financial (0.9 km), Appletreecash inc (2.6 km) and Pay2day (2.7 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Focus Financial Inc. for payday lender near Toronto?
The nearest comparable options that also handle payday lender are Loan Me It Financial (0.9 km), Appletreecash inc (2.6 km) and Pay2day (2.7 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Focus Financial Inc. for gold near Toronto?
The nearest comparable options that also handle gold are Loan Me It Financial (0.9 km), Appletreecash inc (2.6 km) and Pay2day (2.7 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- Not available
- Tuesday
- Not available
- Wednesday
- Not available
- Thursday
- 12 a.m. – 12 a.m.
- Friday
- Not available
- Saturday
- Not available
- Sunday
- Not available
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.