Get a payday loan in St. Catharines, Ontario
Cash Depot
Rating: 4.0353 St Paul St, St. Catharines, ON L2R 3N1, St. Catharines, Ontario, L2R 3N1
What you can do at Cash Depot
Payday loans here
Cash Depot offers short-term payday loans — cash advances repaid on your next payday.
Other services
- Vehicle title loans
- Collateral loans
- Gold/silver buy & sell with buyback
- Cheque cashing
- Bill payments
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Payday advance
- typically 300–600% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 95%
Payday loans
Loan typeA licensed lender offering short-term, small-dollar cash advances repaid on the borrower's next payday — in-store, online, or funded by Interac e-Transfer.
Browse payday loans nearby - Very strong match · 95%
Car title loans
Loan typeA lender that advances cash secured against a vehicle the borrower already owns, who keeps driving it while repaying.
Browse car title loans nearby - Very strong match · 95%
Payday lender
Lender typeA licensed short-term lender whose core product is small-dollar payday loans / cash advances (often with cheque-cashing).
Browse payday lender nearby - Very strong match · 95%
Title lender
Lender typeA lender whose core product is loans secured against a vehicle title the borrower owns and keeps driving.
Browse title lender nearby - Browse payday loans · cash advance nearbyVery strong match · 95%
Payday loans · Cash advance
Offers cash advanceSpecialty - Browse car title loans · car title nearbyVery strong match · 95%
Car title loans · Car title
Offers car titleSpecialty - Browse asset-backed & pawn loans · gold nearbyVery strong match · 95%
Asset-backed & pawn loans · Gold
Offers goldSpecialty - Very strong match · 90%
Gold buyer
Lender typeA gold/precious-metal dealer that lends against or advances cash on gold, bullion, and jewellery brought in by the customer.
Browse gold buyer nearby - Very strong match · 90%
Cheque casher
Lender typeA financial-services storefront that cashes cheques and offers small short-term advances, often alongside payday lending.
Browse cheque casher nearby - Browse asset-backed & pawn loans · silver nearbyVery strong match · 90%
Asset-backed & pawn loans · Silver
Offers silverSpecialty - Browse asset-backed & pawn loans · jewellery / diamonds nearbyVery strong match · 90%
Asset-backed & pawn loans · Jewellery / diamonds
Offers jewellery / diamondsSpecialty - Very strong match · 85%
Asset-backed & pawn loans
Loan typeA pawnshop or gold buyer that lends against physical collateral held on deposit — gold, jewellery, watches, coins, and electronics.
Browse asset-backed & pawn loans nearby - Very strong match · 85%
Pawnshop
Lender typeA licensed pawnbroker that lends against physical items left as collateral, redeemable when the loan is repaid.
Browse pawnshop nearby - Browse payday loans · in-store payday nearbyVery strong match · 85%
Payday loans · In-store payday
Offers in-store paydaySpecialty - Browse car title loans · vehicle equity nearbyVery strong match · 85%
Car title loans · Vehicle equity
Offers vehicle equitySpecialty - Browse asset-backed & pawn loans · electronics / tools nearbyVery strong match · 85%
Asset-backed & pawn loans · Electronics / tools
Offers electronics / toolsSpecialty
Frequently asked questions
Does Cash Depot buy gold?
Yes. Cash Depot in St. Catharines operates as payday lender, pawnshop, gold buyer, title lender and cheque casher, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Cash Depot handle?
Cash Depot works with cash advance, in-store payday, car title, vehicle equity, gold, silver, jewellery / diamonds and electronics / tools. That's what sets it apart from other gold shops in St. Catharines.
What gold amountBands does Cash Depot accept?
Valuations cover Under $1,000. A higher karat is a larger share of pure gold, which raises the per-gram payout.
Is Cash Depot wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Cash Depot?
Cash Depot is located at 353 St Paul St, St. Catharines, ON L2R 3N1 and reachable at (905) 988-9928.
What are the alternatives to Cash Depot for cash advance near St. Catharines?
The nearest comparable options that also handle cash advance are Cash 4 You (43.6 km), Cash 4 You (47.5 km) and Cash 4 You (48.0 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Depot for in-store payday near St. Catharines?
The nearest comparable options that also handle in-store payday are Cash 4 You (43.6 km), Cash 4 You (47.5 km) and Cash 4 You (48.0 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Depot for car title near St. Catharines?
The nearest comparable options that also handle car title are USOLVE Financial (52.7 km), Xcash Money Solutions (66.1 km) and XCASH FINANCIAL SERVICES INC. (66.1 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Depot for vehicle equity near St. Catharines?
The nearest comparable options that also handle vehicle equity are USOLVE Financial (52.7 km), Xcash Money Solutions (66.1 km) and XCASH FINANCIAL SERVICES INC. (66.1 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Depot for gold near St. Catharines?
The nearest comparable options that also handle gold are CJ's Pawn It (49.2 km), Payday Loan Mart (49.4 km) and Oliver Jewellery (49.4 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Cash Depot for silver near St. Catharines?
The nearest comparable options that also handle silver are Payday Loan Mart (49.4 km), Cash City (56.1 km) and PAYDAY LOAN MART (56.5 km). Comparing two or three quotes close by is the best way to land a fair price.
Other locations
Standard hours
Hours not available- Monday
- Not available
- Tuesday
- Not available
- Wednesday
- 9 a.m. – 5 p.m.
- Thursday
- Not available
- Friday
- Not available
- Saturday
- Not available
- Sunday
- Not available
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.