Tap your home equity in Mississauga, Ontario
Capital Direct Ontario
Rating: 4.3(163)1 City Centre Dr, Mississauga, ON L5B 1M2, Mississauga, Ontario, L5B 1M2
What you can do at Capital Direct Ontario
Home equity lending here
Capital Direct Ontario offers home equity lines of credit and equity loans against your home.
Mortgages here
Capital Direct Ontario arranges mortgages — purchases, renewals, refinances and private options.
Other services
- Residential mortgages
- Private lending
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Mortgage
- typically 4–13% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
Balanced
A middle ground — reasonable approval times with rates well below fast-cash lenders. Credit unions and dealer financing sit here: they weigh your full profile, so approval isn't instant, but the cost is fairer. Expect a solid rate in exchange for a bit more documentation.
Lowest rate
Lowest rates from banks, A-lenders and mortgage brokers — priced for strong credit and full documentation. In return they may want income verification, a solid score, and a longer approval process. The model works because it lends large amounts at a thin spread to lower-risk borrowers.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 98%
Mortgages
Loan typeA mortgage broker or lender arranging home financing — purchases, renewals, refinances, HELOCs, private/B-lender, or reverse mortgages.
Browse mortgages nearby - Very strong match · 98%
Mortgage broker
Lender typeA licensed mortgage broker or agent that shops multiple lenders to arrange a mortgage for the borrower.
Browse mortgage broker nearby - Browse heloc & home equity · personal line of credit nearbyVery strong match · 98%
HELOC & home equity · Personal line of credit
Offers personal line of creditSpecialty - Browse heloc & home equity · home equity loan nearbyVery strong match · 98%
HELOC & home equity · Home equity loan
Offers home equity loanSpecialty - Very strong match · 95%
HELOC & home equity
Loan typeA lender or broker offering borrowing against home equity — a home equity line of credit (HELOC), an equity loan, or a second mortgage.
Browse heloc & home equity nearby - Very strong match · 95%
Private lender
Lender typeA private individual or MIC (mortgage investment corporation) that funds loans or mortgages from its own capital, often for borrowers banks decline.
Browse private lender nearby - Browse mortgages · purchase nearbyVery strong match · 95%
Mortgages · Purchase
Offers purchaseSpecialty - Browse mortgages · private & b-lender nearbyVery strong match · 95%
Mortgages · Private & B-lender
Offers private & b-lenderSpecialty - Very strong match · 85%
B-lender
Lender typeAn alternative (B) lender offering mortgages and loans to borrowers who don't meet prime bank criteria, at higher rates.
Browse b-lender nearby
Frequently asked questions
Does Capital Direct Ontario buy gold?
Yes. Capital Direct Ontario in Mississauga operates as mortgage broker, private lender and B-lender, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Capital Direct Ontario handle?
Capital Direct Ontario works with personal line of credit, home equity loan, purchase and private & B-lender. That's what sets it apart from other gold shops in Mississauga.
What gold amountBands does Capital Direct Ontario accept?
Valuations cover $25,000+ and Under $1,000. A higher karat is a larger share of pure gold, which raises the per-gram payout.
Is Capital Direct Ontario reputable?
Capital Direct Ontario holds a 4.3-out-of-5 rating from 163 Google reviews, a useful gauge before you sell.
Is Capital Direct Ontario wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Capital Direct Ontario?
Capital Direct Ontario is located at 1 City Centre Dr, Mississauga, ON L5B 1M2 and reachable at +1 800-639-2274.
What are the alternatives to Capital Direct Ontario for personal line of credit near Mississauga?
The nearest comparable options that also handle personal line of credit are CIBC Branch with ATM (0.0 km), Clover Mortgage Inc. (0.4 km) and True North Mortgage (0.5 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Capital Direct Ontario for home equity loan near Mississauga?
The nearest comparable options that also handle home equity loan are Clover Mortgage Inc. (0.4 km), Lotly (20.3 km) and CreditReboot Mortgages - Bad Credit Refinance & Home Equity Loan Toronto (21.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Capital Direct Ontario for purchase near Mississauga?
The nearest comparable options that also handle purchase are CIBC Branch with ATM (0.0 km), Clover Mortgage Inc. (0.4 km) and True North Mortgage (0.5 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Capital Direct Ontario for private & B-lender near Mississauga?
The nearest comparable options that also handle private & B-lender are Clover Mortgage Inc. (0.4 km), CreditReboot Mortgages - Bad Credit Refinance & Home Equity Loan Toronto (21.9 km) and Advance Mortgages (34.4 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Capital Direct Ontario for mortgage broker near Mississauga?
The nearest comparable options that also handle mortgage broker are Clover Mortgage Inc. (0.4 km), True North Mortgage (0.5 km) and Lotly (20.3 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Capital Direct Ontario for private lender near Mississauga?
The nearest comparable options that also handle private lender are Nudorra Capital Litigation Loans (21.6 km), Magical Credit Loan Agency (26.2 km) and Magical Credit (28.1 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- 8 a.m. – 5 p.m.
- Tuesday
- 8 a.m. – 5 p.m.
- Wednesday
- 8 a.m. – 5 p.m.
- Thursday
- 8 a.m. – 5 p.m.
- Friday
- 8 a.m. – 5 p.m.
- Saturday
- Closed
- Sunday
- Closed
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.