Get a payday loan in Kitchener, Ontario
Pay2day
Rating: 4.9324 Highland Rd W #1a, Kitchener, ON N2M 5G2, Kitchener, Ontario, N2M 5G2
What you can do at Pay2day
Payday loans here
Pay2day offers short-term payday loans — cash advances repaid on your next payday.
Other services
- Personal loans
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Payday advance
- typically 300–600% APR
Why this range
Fast approval
Built for speed — fast approvals, minimal paperwork, and funding that can land the same day (often by e-Transfer). The higher rate is the price of that speed and of lending to more credit profiles; it covers the lender's default risk. For someone who needs money now or has been turned down elsewhere, that trade-off is the whole point.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 99%
Payday loans
Loan typeA licensed lender offering short-term, small-dollar cash advances repaid on the borrower's next payday — in-store, online, or funded by Interac e-Transfer.
Browse payday loans nearby - Very strong match · 99%
Payday lender
Lender typeA licensed short-term lender whose core product is small-dollar payday loans / cash advances (often with cheque-cashing).
Browse payday lender nearby - Browse payday loans · cash advance nearbyVery strong match · 99%
Payday loans · Cash advance
Offers cash advanceSpecialty - Browse payday loans · e-transfer payday nearbyVery strong match · 99%
Payday loans · E-Transfer payday
Offers e-transfer paydaySpecialty - Browse payday loans · in-store payday nearbyVery strong match · 99%
Payday loans · In-store payday
Offers in-store paydaySpecialty - Strong match · 75%
Personal loans
Loan typeA bank, credit union, or alternative lender offering unsecured (or secured) personal loans for consolidation, emergencies, or a major purchase, repaid over time.
Browse personal loans nearby - Browse personal loans · unsecured personal nearbyStrong match · 75%
Personal loans · Unsecured personal
Offers unsecured personalSpecialty
Frequently asked questions
Does Pay2day buy gold?
Yes. Pay2day in Kitchener operates as payday lender, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Pay2day handle?
Pay2day works with cash advance, E-Transfer payday, in-store payday and unsecured personal. That's what sets it apart from other gold shops in Kitchener.
What gold amountBands does Pay2day accept?
Valuations cover Under $1,000 and $1,000–$5,000. A higher karat is a larger share of pure gold, which raises the per-gram payout.
Is Pay2day wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Pay2day?
Pay2day is located at 324 Highland Rd W #1a, Kitchener, ON N2M 5G2 and reachable at (519) 578-9696.
What are the alternatives to Pay2day for cash advance near Kitchener?
The nearest comparable options that also handle cash advance are Cash 4 You (0.4 km), Cash 4 You (5.7 km) and Cash 4 You (15.4 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Pay2day for E-Transfer payday near Kitchener?
The nearest comparable options that also handle E-Transfer payday are Cash 4 You (0.4 km), Cash 4 You (5.7 km) and Cash 4 You (15.4 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Pay2day for in-store payday near Kitchener?
The nearest comparable options that also handle in-store payday are Cash 4 You (0.4 km), Cash 4 You (5.7 km) and Cash 4 You (15.4 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Pay2day for unsecured personal near Kitchener?
The nearest comparable options that also handle unsecured personal are Cash 4 You (0.4 km), TD Branch and ATM (1.8 km) and BMO Bank of Montreal (1.9 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Pay2day for payday lender near Kitchener?
The nearest comparable options that also handle payday lender are Cash 4 You (0.4 km), Cash 4 You (5.7 km) and Cash 4 You (15.4 km). Comparing two or three quotes close by is the best way to land a fair price.
What are the alternatives to Pay2day for gold near Kitchener?
The nearest comparable options that also handle gold are Cash 4 You (0.4 km), Cash 4 You (5.7 km) and Cash 4 You (15.4 km). Comparing two or three quotes close by is the best way to land a fair price.
Standard hours
Hours not available- Monday
- Not available
- Tuesday
- Not available
- Wednesday
- Not available
- Thursday
- 7 a.m. – 10 p.m.
- Friday
- Not available
- Saturday
- Not available
- Sunday
- Not available
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.