Get a personal loan in St. John's, Newfoundland and Labrador
Scotiabank
Rating: 4.148 Kenmount Rd, St. John's, NL A1B 1W3, St. John's, Newfoundland and Labrador, A1B 1W3
What you can do at Scotiabank
Home equity lending here
Scotiabank offers home equity lines of credit and equity loans against your home.
Other services
- Personal loans
- Auto loans
- Marine & boat loans
- RV loans
- Personal lines of credit
- Mortgages (purchase, renewal, refinance)
What to expect on cost
Typical APR ranges for the kinds of lending this business does.
- Mortgage
- typically 4–6% APR
Why this range
Lowest rate
Lowest rates from banks, A-lenders and mortgage brokers — priced for strong credit and full documentation. In return they may want income verification, a solid score, and a longer approval process. The model works because it lends large amounts at a thin spread to lower-risk borrowers.
These are general expectations based on typical industry practices and provincial norms — not an offer or an evaluation of this specific business. Actual rates depend on your credit, income, the amount and term, the product, and the day. Always confirm directly and read the agreement.
What we checked
We categorize each listing against a fixed rubric. Here's what qualified this business, with the evidence behind each match.
- Very strong match · 99%
Bank
Lender typeA chartered bank or bank branch that offers lending products (loans, lines of credit, mortgages) alongside deposit accounts.
Browse bank nearby - Very strong match · 98%
Mortgages
Loan typeA mortgage broker or lender arranging home financing — purchases, renewals, refinances, HELOCs, private/B-lender, or reverse mortgages.
Browse mortgages nearby - Very strong match · 95%
Personal loans
Loan typeA bank, credit union, or alternative lender offering unsecured (or secured) personal loans for consolidation, emergencies, or a major purchase, repaid over time.
Browse personal loans nearby - Very strong match · 95%
Car loans
Loan typeA dealership, bank, or specialist auto lender that finances the purchase of a car or truck — new, used, refinancing, or subprime/credit-rebuilding.
Browse car loans nearby - Browse personal loans · personal line of credit nearbyVery strong match · 95%
Personal loans · Personal line of credit
Offers personal line of creditSpecialty - Very strong match · 90%
HELOC & home equity
Loan typeA lender or broker offering borrowing against home equity — a home equity line of credit (HELOC), an equity loan, or a second mortgage.
Browse heloc & home equity nearby - Very strong match · 90%
Boat & marine loans
Loan typeA dealership or lender that finances boats and personal watercraft — new or used marine purchases.
Browse boat & marine loans nearby - Very strong match · 90%
RV & trailer loans
Loan typeA dealership or lender that finances recreational vehicles — motorhomes, travel trailers, fifth-wheels, and campers.
Browse rv & trailer loans nearby - Browse personal loans · unsecured personal nearbyVery strong match · 90%
Personal loans · Unsecured personal
Offers unsecured personalSpecialty - Browse car loans · new car financing nearbyVery strong match · 90%
Car loans · New car financing
Offers new car financingSpecialty - Browse heloc & home equity · personal line of credit nearbyVery strong match · 90%
HELOC & home equity · Personal line of credit
Offers personal line of creditSpecialty - Browse mortgages · purchase nearbyVery strong match · 90%
Mortgages · Purchase
Offers purchaseSpecialty - Browse mortgages · auto refinancing nearbyVery strong match · 90%
Mortgages · Auto refinancing
Offers auto refinancingSpecialty - Browse mortgages · renewal & switch nearbyVery strong match · 90%
Mortgages · Renewal & switch
Offers renewal & switchSpecialty - Browse boat & marine loans · boat nearbyVery strong match · 90%
Boat & marine loans · Boat
Offers boatSpecialty - Browse rv & trailer loans · motorhome nearbyVery strong match · 85%
RV & trailer loans · Motorhome
Offers motorhomeSpecialty
Frequently asked questions
Does Scotiabank buy gold?
Yes. Scotiabank in St. John's operates as bank, so you can sell your gold there. Call ahead to confirm the day's payout before visiting.
What gold specialties does Scotiabank handle?
Scotiabank works with unsecured personal, personal line of credit, new car financing, purchase, auto refinancing, renewal & switch, boat and motorhome. That's what sets it apart from other gold shops in St. John's.
Is Scotiabank wheelchair accessible?
Yes — this location is listed as wheelchair accessible.
How do I contact Scotiabank?
Scotiabank is located at 48 Kenmount Rd, St. John's, NL A1B 1W3 and reachable at (709) 576-1300.
Other locations
Standard hours
Hours not available- Monday
- Not available
- Tuesday
- Not available
- Wednesday
- 9 a.m. – 5 p.m.
- Thursday
- Not available
- Friday
- Not available
- Saturday
- Not available
- Sunday
- Not available
Standard weekly hours, shown in the branch's local time. Holiday and special hours aren't reflected — call ahead to confirm.